Everything You Need to Know

A Program Related Investment (PRI) is an investment made primarily to accomplish social impact purposes, rather than solely for the production of income. PRIs allow investors to deploy capital into mission-aligned ventures.

Repaid funds return to your Designated PRI Account. You can then reinvest in new projects, compounding your impact, or direct the returns as you see fit.

The SaT Catalyst Fund charges a modest management fee to cover operational costs, due diligence, and monitoring. Specific fee schedules are disclosed in the PRI Agreement.

We partner with vetted local organizations, cooperatives, and social enterprises that have demonstrated track records of impact in their communities.

A Designated PRI Account is an account within the SaT Catalyst Fund that is advised by a donor for making impact investments. It functions similarly to a Donor Advised Fund but is specifically designed for Program Related Investments.

While a Donor Advised Fund primarily makes grants, a Designated PRI Account specifically focuses on impact investments that generate both social returns and financial returns, with capital recycled back into your account.

As with any donor-advised vehicle, the SaT Catalyst Fund retains legal control and fiduciary responsibility. However, we make every effort to honor donor recommendations that align with our mission and investment criteria.

Contributions to a Designated PRI Account may offer tax advantages depending on your structure and situation. When investments generate returns, those returns flow back to the account for reinvestment. Consult your tax advisor for specifics.

We make loans and hybrid structures in mission-aligned ventures across housing, healthcare, education, agriculture, and job creation sectors. We do not make equity investments.

Interest rates vary by project based on risk level, term length, and market conditions. Current rates range from 3% to 6% annually.

Repayment structures vary by project. Loans are repaid according to agreed-upon schedules. Hybrid structures may include revenue sharing components. All returns flow back to your Designated PRI Account.

As with any investment, there is risk involved. We mitigate risk through thorough due diligence, but principal loss is possible. Each project's risk level is clearly disclosed.

The church maintains advisory privileges on investment direction through its Designated PRI Account. The SaT Catalyst Fund structure provides professional management and oversight of the investment process.

Going through the SaT Catalyst Fund protects your church's tax-exempt status, avoids Unrelated Business Taxable Income (UBIT) issues, provides legal LLC structure for liability protection, and gives access to professional due diligence and investment management.